Managing your money can be challenging. Some people struggle with their own spending habits, buying items they don’t need at their first instinct, and then realizing they don’t have the funds to pay important bills such as their mortgage or a student loan. If you’re...
The interest rate is of the utmost importance when it comes to credit cards. Your credit might be great at the moment, but it’s possible it wasn’t so great at the time you got your card, causing you to get a high-interest rate. With the average credit card APR being...
When the stock market goes up, the masses are tempted to start buying. While stocks are not the only investment around, they tend to get the most press coverage. Before investing in stocks, it’s a good idea to come up with a plan before making investments. Here...
One of the leading topics that has recently erupted in the personal finance space is the concept of FIRE. This term is an acronym that stands for Financial Independence, Retire Early. How does a person achieve the pinnacle of financial independence? A few folks are...
Overspending affects almost everyone at some point, whether it’s spending more than intended during a shopping spree or at lunch with a friend. For some, overspending is an occasional habit, but for others, it can be a regular occurrence that affects not only...
