How To Protect Your Retirement Savings
When it comes to retirement savings, many people find it's easy to build up a stash of cash. The problem usually comes when it's time to make withdrawals. That's why it's important to have a plan for protecting the savings that have accumulated over the years or...
Great Books On Finance
Managing your money can be challenging. Some people struggle with their own spending habits, buying items they don’t need at their first instinct, and then realizing they don’t have the funds to pay important bills such as their mortgage or a student loan. If you’re...
Tips For Negotiating A Lower Interest Rate
The interest rate is of the utmost importance when it comes to credit cards. Your credit might be great at the moment, but it’s possible it wasn’t so great at the time you got your card, causing you to get a high-interest rate. With the average credit card APR being...
When to Consider Making Financial Investments
When the stock market goes up, the masses are tempted to start buying. While stocks are not the only investment around, they tend to get the most press coverage. Before investing in stocks, it's a good idea to come up with a plan before making investments. Here are...
How to Become Financially Independent
One of the leading topics that has recently erupted in the personal finance space is the concept of FIRE. This term is an acronym that stands for Financial Independence, Retire Early. How does a person achieve the pinnacle of financial independence? A few folks are...
How to Stop Overspending
Overspending affects almost everyone at some point, whether it's spending more than intended during a shopping spree or at lunch with a friend. For some, overspending is an occasional habit, but for others, it can be a regular occurrence that affects not only current...
3 Steps To Establishing A Monthly Budget You Can Live With
Creating a budget isn't necessarily hard; however, creating a budget you can actually live within proves to be a little more difficult. For instance, just because you write down that you only want to spend $200 a month on food doesn't mean you can actually do it....
Best Ways to Invest Your Money
Investing is widely recognized as the best way to build wealth over time. There are many options when it comes to investing, and some of these options will perform better than others over time. Stocks, bonds and real estate are some of the more common ways people...
Healthy Financial Goals to Set
Like most things in life, finances require planning. People who want to achieve financial stability almost always benefit from making a plan. Research shows that people who write their financial goals down 42% more likely to reach them. Financial success can almost...
How Much Should You Be Saving for Retirement?
Many experts recommend you should save 10 to 15 percent of your pre-tax income each year for retirement. However, they come to that figure by making assumptions that may not be accurate for you. Here are ways that you can make a better estimation of your retirement...