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Social Security Basics to Know

Social Security Basics to Know

Social Security is a critical part of a person's retirement income, but it is often misunderstood. It is difficult to understand what Social Security will provide for you in the future because it is a complicated program.  The most important thing you should know...

Types of Credit and What They’re For

Types of Credit and What They’re For

When individuals are trying to establish or improve their credit, they may not be aware of all of the different types of credit available to them. There are three different types of credit, and to achieve the highest credit score possible, consumers need to have the...

The History of Inflation

The History of Inflation

After joining World War I, the US Government created the consumer price index (CPI) in 1917. Food price data was used to calculate the CPI beginning from 1913, a four-year period. From 1913 to 1919, inflation was uncontrollable, resulting in a collective total of...

The Basics of Paying Off Credit Card Debt

The Basics of Paying Off Credit Card Debt

Credit card debt has snowballed in the U.S. in recent decades. The average household now carries over $10,000 in credit card debt, among other debts, and many people struggle to make even the minimum payments due each month to service the debt. Credit card debt can be...

Creating a Much More Personalized Financial Plan

Creating a Much More Personalized Financial Plan

Having a financial plan is crucial to monetary success in your life. There are many financial plans you can choose from. Between all the advice available online and the entire industry of financial advisors, you have no shortage of choices. However, the real secret to...

The Benefits of a Concentrated Portfolio

The Benefits of a Concentrated Portfolio

The concept of index investing goes back more than 40 years. Since its debut, there has been a constant debate between active equity management and more passive styles. Most money managers can't beat the markets consistently, leading many investors to index their...

Financial Planning for Newlyweds

Financial Planning for Newlyweds

It is undoubtedly essential for newlyweds to have a conversation about their finances, even if it feels like an awkward subject in the beginning. The truth is that discussing money matters is certainly not the most romantic thing to do. Still, in the long run, it...

Investment Opportunities in 2021

Investment Opportunities in 2021

There are plenty of new investment opportunities on the horizon, thanks to how quickly the financial world can change. Those looking to begin investing now have more options than ever, while experienced investors will undoubtedly continue the trends they have started...

Pros and Cons of Small Cap Stocks

Pros and Cons of Small Cap Stocks

Small-cap stocks are investment portfolios for small publicly trading companies. These are companies that have a market capitalization of between $300 million to $2 billion. Market capitalization refers to the value of the company trading multiplied by its current...