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The Basics of Paying Off Credit Card Debt

The Basics of Paying Off Credit Card Debt

Credit card debt has snowballed in the U.S. in recent decades. The average household now carries over $10,000 in credit card debt, among other debts, and many people struggle to make even the minimum payments due each month to service the debt. Credit card debt can be...

Creating a Much More Personalized Financial Plan

Creating a Much More Personalized Financial Plan

Having a financial plan is crucial to monetary success in your life. There are many financial plans you can choose from. Between all the advice available online and the entire industry of financial advisors, you have no shortage of choices. However, the real secret to...

The Benefits of a Concentrated Portfolio

The Benefits of a Concentrated Portfolio

The concept of index investing goes back more than 40 years. Since its debut, there has been a constant debate between active equity management and more passive styles. Most money managers can't beat the markets consistently, leading many investors to index their...

Financial Planning for Newlyweds

Financial Planning for Newlyweds

It is undoubtedly essential for newlyweds to have a conversation about their finances, even if it feels like an awkward subject in the beginning. The truth is that discussing money matters is certainly not the most romantic thing to do. Still, in the long run, it...

Investment Opportunities in 2021

Investment Opportunities in 2021

There are plenty of new investment opportunities on the horizon, thanks to how quickly the financial world can change. Those looking to begin investing now have more options than ever, while experienced investors will undoubtedly continue the trends they have started...

Pros and Cons of Small Cap Stocks

Pros and Cons of Small Cap Stocks

Small-cap stocks are investment portfolios for small publicly trading companies. These are companies that have a market capitalization of between $300 million to $2 billion. Market capitalization refers to the value of the company trading multiplied by its current...

How to Make the Most Out of Your Stimulus Check

How to Make the Most Out of Your Stimulus Check

For many Americans, the stimulus checks that were announced in April of last year came in handy to make ends meet in the course of the covid-19 crisis and the highest unemployment rate that the United States has witnessed to this day. However, there is a substantial...

Expenses That Can Eat into Your Retirement Savings

Expenses That Can Eat into Your Retirement Savings

It is frustrating when you spend your life adding to your retirement savings only to watch it slowly drain away. Retirement for most retirees usually means living on a fixed income. Nevertheless, you should not be worried if you are spending within reason. But there...

Tips To Help College Students Budget

Tips To Help College Students Budget

College students are going to have a lot of things to consider when they are budgeting. Most of them are going to need budgeting assistance because they have never been in charge of their own money. Fortunately, there are some easy tips to help the college students...

Great Financial Resolutions For 2020

Great Financial Resolutions For 2020

Some people start the new year by making resolutions concerning their finances. When individuals decide which areas, they want to experience a change in, they can set clear financial goals. Individuals may consider making changes in the following areas to improve...