What is a Bear Market?

What is a Bear Market?

The term bear market refers to a prolonged decline in the prices of securities. It usually occurs when a market experiences a significant drop in value due to widespread pessimism. Although bear markets are usually associated with significant declines in the S&P...
Easy Ways to Budget With an Unpredictable Income

Easy Ways to Budget With an Unpredictable Income

Budgeting is an important part of financial health. Though admittedly, it can be tricky to manage for those that have unstable incomes.  Financial experts agree that a written budget can help people save more, get out of debt, and make better spending choices. It...
Social Security Basics to Know

Social Security Basics to Know

Social Security is a critical part of a person’s retirement income, but it is often misunderstood. It is difficult to understand what Social Security will provide for you in the future because it is a complicated program.  The most important thing you should...
Knowing When to Splurge and When to Save

Knowing When to Splurge and When to Save

Splurging can come in many forms. For some people, splurging is a way of having a nice night, ordering dinner, and enjoying time out – without worrying about the money spent. For others, it’s buying an expensive piece of tech or paying for something that...