Bad credit is more than just a negative mark on a consumer’s personal finances; it can lower his or her chances of getting approved for a loan. Whether it’s a mortgage, car loan or personal loan, lenders may reject a consumer’s application without...
A 529 plan is a college savings plan that encourages saving while also offering financial aid and tax benefits. Also known as a qualified tuition plan, 529 plans can be a very smart way to put money aside for your children so that they are able to utilize it in the...
Your personal financial management efforts and habits play a direct role in your current lifestyle, your stress level, and your ability to achieve financial independence in the future. Many people put money management on auto-pilot, and they rarely look for solid ways...
