Bad credit is more than just a negative mark on a consumer’s personal finances; it can lower his or her chances of getting approved for a loan. Whether it’s a mortgage, car loan or personal loan, lenders may reject a consumer’s application without...
A 529 plan is a college savings plan that encourages saving while also offering financial aid and tax benefits. Also known as a qualified tuition plan, 529 plans can be a very smart way to put money aside for your children so that they are able to utilize it in the...
Your personal financial management efforts and habits play a direct role in your current lifestyle, your stress level, and your ability to achieve financial independence in the future. Many people put money management on auto-pilot, and they rarely look for solid ways...
Planning retirement can often be a stressful and overwhelming process. With the idea of retirement being quite far into the future for Millennials alike, it is hard to determine when it might be necessary to begin the steps of creating a financial plan....
