How Much Should You Be Saving for Retirement?

How Much Should You Be Saving for Retirement?

Many experts recommend you should save 10 to 15 percent of your pre-tax income each year for retirement. However, they come to that figure by making assumptions that may not be accurate for you. Here are ways that you can make a better estimation of your retirement...
Why You Should Teach Your Children Financial Responsibility

Why You Should Teach Your Children Financial Responsibility

Financial responsibility is a skill that is incredibly important. It teaches you the importance of hard work and why saving money can help you out when you’re in a pinch. It is something that is best learned at a young age. Teaching children good financial...
7 Valuable Debt Pay-Off Tips

7 Valuable Debt Pay-Off Tips

Getting out of debt can be difficult when you consider how the cost of living has steadily risen over the years. We are constantly taking out loans and using our credit cards to pay off existing debt. It almost seems as if we will never get out from underneath our...
How Are Millennials Preparing for Retirement?

How Are Millennials Preparing for Retirement?

There’s a lot of contrary information out there about how effective Millennials have been about taking care of their money. The positive news is that a majority of Millennials are saving. Differing reports show that somewhere between 58% and 71% of Millennials...
5 Ways to Improve Your Credit

5 Ways to Improve Your Credit

Bad credit is more than just a negative mark on a consumer’s personal finances; it can lower his or her chances of getting approved for a loan. Whether it’s a mortgage, car loan or personal loan, lenders may reject a consumer’s application without...